Friday, November 14, 2008;
had my first banking test and its super... ... _________
the calculation on bonds and stocks arent difficult, they look like the typical tutorial questions i had been doing. Oh why had i forgotten to use GORDON'S CONSTANT GROWTH equation when I ming ming know the dividend have a 3% constant growth rate thereafter. OH MY GOODNESS. And my dear Macaulay Duration, how can i be so careless, i ming ming wrote $105(principal + coupon payment), but i typed $5, which is the coupon payment only. OMG please. Annyeonghigyeseyo, my 9 marks... Macaulay is dependend on maturity, coupon rate and initial yield, and i explained my coupon rate wrongly. Wehn coupon rate increases, macaulay should decrease! Sigh. And why dividend discount model i need to write down zero growth and gordon's growth as well? They never say! =[ though its not going to be taken into account my final exam, its still a test afterall. Sian-ed.
Im glad i've met the right people in my orientation, and in turn i've made great friends. they are super funny. and since i've joined them abit later i thought i would be out of the clique. But im not! they are super funny people- vanessa, angie, peiqi and millie. I've only met them 2 times but they are super friendly and funny people pls! They make my thursday pass so fast!
CD+DVD
CD ONLY
I LOVE HER PRETTY SMILE. IMO, this album cover is her most natural one ever. no other poses, just her smile. how simple, how beautiful. these are her album cover for her upcoming album to be released in mid-dec! LOVE LETTER- Im anticipating it!
I had been thinking, what should i do in the near future? coz i must somewhat have an idea, in order to know what units i should take up next 2 years. maybe i should just keep investing in stock market and be another Ivan Boesky. of coz i would need insider's info (but that's illegal yo). lol.
and i think im gonna put my timetable- tuesday and thursday days next year. But of coz, i must be able to pass my exams first.I seriously cannot stand POA. please let me be use to it. Since nowadays we dont use cashbook to record accounts, why not we learn something more computer-based? i dont like it when the adjustments to make are so cheem, because i dont know accounting terms like bank overdraft, or what sundry expenses, net realisable value... ... yeah, maybe its my engrish but wth i really need to be familiar with those terms.what did I not know?
drifting...
stuck on you
8:08 PMY
